Compare to contents insurance

You may think your bicycle is covered under your contents insurance. Think again. Contents insurance covers only some of the events that may happen to your bicycle. Velosure bicycle insurance cover is geared specifically to cyclists and will cover your bike for the types of things you care about.

Cover	Velosure Bicycle Insurance	Standard Home and Contents Insurance
Accidental / crash damage whilst in use
Accidental / crash damage whilst racing
Loss or damage in transit – roof racks, airplane, bus, train etc
Personal accident cover
Bicycle accessories (extra wheels, HRM etc) cover whilst in use
Theft from your home		Usually, but only for low value bicycles
Theft away from home		Often not, unless the bicycle is specified
Can I cover my bicycle only or do I have to buy additional cover for my home and contents?	With Velosure you can insure your bicycle as a stand alone item	Cover must include all of your contents (usually with a high minimum cover)
High value bicycles	Up to $20,000	Usually subject to low sub limits